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Coldwell Banker Realty Blog

Thursday, May 26, 2022   /   by Steve Ticknor

Hidden Fees to Be Aware of When Buying a Home

A few weeks back, we talked about what it costs home sellers to sell their Lake Havasu properties. Purchasing a home also comes with expenses (obviously). In fact, this is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be other costs associated with your purchase other than the price of the home. Here are five fees to keep in mind when buying a home in Lake Havasu.

Hidden Fees to Be Aware of When Buying a Home
Home Inspection
This is a crucial step in the home buying process. The findings that come from the inspection can help you negotiate price and repairs. Generally, you can expect to pay between $240 to $580 depending on the size of the home and the location. According to Home Blue, you pay anywhere from $240 to $340 for a 2000 sq ft home.
Title Services
Title services encompass the transfer of the title from the seller and a thorough search of the property’s records to ensure to no one w. ...

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  lake havasu real estate, home buying tips

Thursday, April 28, 2022   /   by Steve Ticknor

Top Tips for House Hunting Online

Hunting for a new home online is a great place to start your Lake Havasu home search. In fact, according to Statista, 93% of homebuyers in 2018 (the latest statistics available) began their house hunting online.  But it should not be your end all be all. Good listing agents are excellent at highlighting the best features of a home. However, keep in mind that there may be more than meets the eye. To make the most of your time and efforts and gather a well-rounded picture of home listings online, keep the following three things in mind.
Top Tips for House Hunting Online
Stay Up to Date
When you start your house hunting online, make sure you find a site that pulls up-to-date listings directly from the multiple listing service (MLS). This is where real estate agents actively post their most current homes for sale. Many online resources update less often or fail to remove listings that are off the market. This makes it more difficult to sort through the clutter.
Pictures Can be Dec. ...

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  lake havasu real estate, home buying tips

Thursday, April 21, 2022   /   by Steve Ticknor

Which Down Payment Strategy is Right for You?

You’ve most likely heard the rule "save up for a 20% down payment before you buy a home". The logic behind saving 20% is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as 3%—rather than parting with so much cash upfront for your Havasu home purchase even if you have the money available.
Which Down Payment Strategy is Right for You?
The Downside
The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance (PMI) for years. The lower your down payment, the more you pay. You’ll also be offered a lesser loan amount than borrowers who have a 20% down payment, which will eliminate some homes from your search.
The Upside
The national average for home appreciation is about 5%. The appreciation is independent of your home p. ...

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  lake havasu real estate, lake havasu housing market, down payment tips

Coldwell Banker Realty
Steve Ticknor And Bob Ulery
2148 McCulloch Blvd N #105
Lake Havasu City, 86403
928-302-6177

Copyright 2022 WARDEX Multiple Listing Service. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but not guaranteed. This data is provided by the Western Arizona REALTOR Data Exchange, Inc.
IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
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