Thursday, September 15, 2022 / by Steve Ticknor
When you own your home, things are going to break. Now that you are a Lake Havasu homeowner, you can no longer call the landlord to take care of these issues. So, unless you want to spend your money on visits from a neighborhood handyman, you’re going to need to fix at least some of them yourself. Fortunately, YouTube offers a "how to" video on just about every household chore you need to tackle. Luckily, you don’t need an arsenal of tools to handle most home maintenance fixes. These five tools should cover most of a Lake Havasu homeowner's basic projects.
Must-Have Tools for the Lake Havasu Homeowner
A cordless drill is a must-have for installing cabinets, drawer pulls, hinges, picture frames, shelves and hooks, and more. Whether it’s for do-it-yourself projects or repairs, you’ll use your cordless drill just about every month. Just make sure to place it back on its charging station when done so it will be ready to go for that next project.
Thursday, July 21, 2022 / by Steve Ticknor
When purchasing a new Lake Havasu City home, smart buyers do in-depth research on all facets of the homebuying process. One thing you need to understand is how to best protect yourself and your investment if anything were to go wrong. Check out the information on homeowners insurance versus home warranty below to educate yourself on your options.
Homeowners Insurance vs Home Warranty: What's the Difference?
First of all, homeowners insurance pays for any accidental damages and loss caused by fire, lightning strikes, windstorms, and hail. However, it typically excludes damage from earthquakes and floods. Those require separate policies. (Make sure to talk to your insurance agent about them if you believe you might need them.) Homeowners insurance also covers the replacement of personal property in case of theft or damage. If a person gets injured in your Havasu home or on your property, homeowners insurance covers this as well. According to the insurance we. ...
Thursday, July 7, 2022 / by Steve Ticknor
Moving into a new Havasu home is an exciting time. You probably daydreamed about how you would decorate it from the moment you went into escrow. Nice decor. A lovely paint scheme. New furniture. However, you made the smart move by waiting until you closed escrow before starting to purchase anything for your new home. But before you get into the fun stuff, there are some basics you should cover first as soon as you move in.
Priority Tasks for Your Move In
Change the Locks
Even if you’re promised that new locks have been installed in your home, you can never be too careful. It is well worth the money to have the peace of mind that comes with knowing that no one else has the keys to your home. Changing the locks can usually be a DIY project. However, for a little extra money, call in a locksmith to take care of it for you if you do not feel up to the task.
Steam Clean the Carpets
Get a fresh start with your floors before you start decorating once you move in. The previous owner. ...
Thursday, July 29, 2021 / by Steve Ticknor
Mark Twain famously said "Buy land. They're not making it anymore." The Balance says that buying real estate is a good way to round out your investment portfolio, especially for the long term. One of the reasons is because you can build equity in it from the moment you take ownership in most cases. How does that work? Is it possible to boost it even more? The answers to these questions and more can be found below.
How Does Equity Work?
What Is It?
First of all, it helps to know what it is. Basically, experts define equity as the difference between what you owe on your mortgage and your property's current market value. When you originally purchased your property, you included a down payment. That ranges anywhere from 3% to 20%. Let's say you paid $120,000, with 10% as your downpayment. At the time, you bought your Lake Havasu home for the fair market value of $120,000. That means that your equity at that time was $12,000.
As time went on, your mortgage balance went down as your fai. ...
Thursday, February 25, 2021 / by Steve Ticknor
Do you own a home in Lake Havasu? Do you struggle to make ends meet each month? Does your property need repairs due to safety concerns but you cannot afford to make them? The City of Lake Havasu wants to help. So, they created the Community Development Block Grant (CDBG) Program for low-income Havasu homeowners.
Help for Low-Income Havasu Homeowners Available Now
What is the Community Development Block Grant (CDBG) Program?
The CDBG program provides funds to Havasu homeowners to complete health and safety-related repairs to their properties. Applicants must meet certain income requirements and other conditions in order to qualify. These repairs include things like weatherizing, replacing an old air conditioning unit, or making repairs/replacing an old roof.
All Havasu homeowners who meet the following requirements may be added to the current waiting list:
Household income must fall below guidelines (see below).
Property exists inside the Lake Havasu City limits. ...